I read the news today, oh boy. Social security's not giving a cost of living increase in 2010. First time this has happened in many years. Warren Buffett and others warn of impending inflation, which means things will start costing even more. Almost everyone's stock portfolio and 401k is down at least 40%.
If you're good at something–and who isn't?–your expertise will no doubt be very useful to others.
Digital information products such as e-books, audio programs and video cost almost nothing to create and can have as much as a 400% markup. Customers are happy to pay your price as long as you provide value in the way of quality content.
Don't panic about your lack of money. Don't worry. Don't complain. instead, spend a couple hours a week creating a 30-page e-book and use the Internet to market it. Anyone can do this. I now have over 75 information products, including several that pay the rent every month.